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Linked to rural credit cooperatives on how to implement ergonomics


Benefits accounted for far more than the wage share, while the elasticity of the task scores, total score of 150 points, then 100 test edge, the community must do everything possible to make the fight from the task in minutes, indisputable benefits. 2, less on the business, the low proportion of deposits and loans,[link widoczny dla zalogowanych], or social network. Less easy to accomplish the task, but difficult to achieve profitability. To take grasp task, no attention to lessons learned; on business volume, a high proportion of savings and loan club or teaching network, the task to complete disaster. Profits are difficult to achieve, can only count the number of how many completed. 3,[link widoczny dla zalogowanych], is not conducive to cooperative financial ● ● improving credit quality of assets, can not accept the loan closing, only to complete the task until the task normal loans no income loans, due to close do not accept, let overdue assessment mission into the next year then closed, so that next year the task easy to accomplish recovering loans, and credit asset quality is getting worse. 4, does not help to improve capital efficiency, more loans, the greater the workload, the more their labor, to close loans more serious task of collecting interest, the more difficult to complete, but low personal income. Altogether less lending, reducing the work burden; loans less the amount of social, task lighter, easier to complete. Benefit the poorer, personal income but high. Then overcharged for loans to small loans to, or do not lend. 5,[link widoczny dla zalogowanych], is not conducive to the development of the business accounting of the whole society, assessment to the network, the number of tasks for the network is at work. Just to be able to complete the task, not for business development. Just personal gain or loss regardless of the overall effectiveness of the whole society. 6, ergonomics linked to a mere formality. Bad network on task, are charged at full pay, not only have to pay income tax but also from personal income tax group, and individual assessment is only part of the wages received, the remainder of the year could not offset the losses. Or disguised in another form sent to the individual hand. Suggestions: First, an independent accounting agency for the assessment unit, to avoid this agency within the network only consider their own work and interests, do not care about the whole society operations and business, to mobilize the whole community to work positively and collaboration, and common interest of the whole society of business development and operational efficiency. Second, the efficiency, linked to the implementation of ergonomics. I, Xianlian She grassroots community operating efficiency assessment, quarterly (monthly) assessment, based on the situation of the community determine the operational effectiveness of community in each season (monthly) wage ceiling; primary agency assigned the task according to the Associated Press, Xinhua developed its own internal assessment operation approach. Quarter, according to agency Associated Press (monthly) income and expenditure to determine the seasonal (monthly) wage payment amount (or percentage); or the cumulative income and expenditure this year to determine the seasonal (monthly) wage payment amount (or percentage) ; the highest percentage = quarter payroll (monthly) income / seasonal (monthly) expenditure × 10096; or: the highest percentage of payroll = total revenue / total expenditure X10096; such as the seasonal (monthly) or the cumulative ratio greater than 1OO%, that is profitable on a full payroll clubs; ratio of less than 100%, or loss of club wages are paid according to income ratio. 2, the Union of grass-roots social benefits and assessment tasks. Quarterly (months) for assessment, according to the season (month) or accumulated benefits, complete the task, determine the seasonal (monthly) wage ceiling. Quarter, according to agency Associated Press (monthly) operational efficiency, reduced losses to develop a plan or plan earnings, respectively, on earnings, loss of social assessment, social or reduced losses of profit regardless of the task is complete community can get full wages, according to the loss of community income ratio and the ratio of assessment tasks account paychecks. 3, in order to prevent the basic benefits of the social Zhigu year,[link widoczny dla zalogowanych], do not strive for more profits to offset losses of unpaid debts over the years, the agency Xianlian She operational efficiency according to the situation last year, to be divided into four basic types of credit assessment, one profit agency, No loss of unpaid debts, the second is the general loss of community, there is a loss unpaid debts and the third is a large amount of losses, liabilities greater than assets, close to insolvency, four is a serious loss,[link widoczny dla zalogowanych], has been insolvent; approved the maximum wage for each type of community percentage. Or loss in accordance with the number of years, and subtract the number of annual losses to write off as expenses number. By-step wages. Effectively the operational effectiveness of the first place, to support fixed income, real personal income and credit unions do business benefits linked to poor efficiency of the agency to avoid personal wage income of high-effective community, social losses were not losses, efforts to promote credit unions to develop their business, compression of non-interest-bearing funds used to improve capital efficiency and improve financial profitability, and consciously implemented to increase revenue. Turn around three, the operational efficiency and task completion and credit qualifications linked to the main person in charge of operating losses year after year, the task not completed, the credit asset quality is getting worse, more and more of the credit risk of downgrading it to take, merge, according to its main person in charge to enhance their sense of responsibility, a sense of crisis. (The Editor: Comte Chapter)